The Best Car for Low Auto Insurance in Mississippi
Reader’s Question:
What is the best car to buy, so that I get affordable auto insurance in Mississippi?
Thelma
Jackson, MS
Auto insurance providers have devised a system of categorizing vehicles into different groups. Since there are so many types of vehicles in the market, this system helps them better assess a vehicle’s corresponding insurance rates. The higher the category your vehicle belongs to, the higher the premiums it will be assessed with. So, whether you are going to buy a brand-new or previously owned vehicle, knowing the category it falls in helps you better plan your budget.
Most small and inexpensive cars with low performance engines are cheap to insure. However, you should also consider if the car has a high theft rate. If so, then your auto insurance premiums will be quite expensive. The Department of Motor Vehicles (DMV) has recorded 769 auto thefts in Jackson in 2007. The rate has increased in the first six months of 2008 with almost 900 vehicle theft incidents reported. The most frequently stolen cars are Chevrolet pickups, Ford F150 Series and the Chevrolet Caprice, so you might want to cross these off your list. You can visit the DMV website for more information on cars that have high theft rate. Another thing to bear in mind when shopping for car is its safety features. Make sure to buy one that has been equipped with these as standard equipment, so that your Collision and Comprehensive Coverage will be assessed with more affordable auto insurance rates.